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  - WN.COM - Americas - 08/Jul 03:20

What collection debt looks like in America: A mid-year look

Prostock-studio // Shutterstock What collection debt looks like in America: A mid-year look In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account in collections. The average collection balance is over $3,000. Most debt relief seekers have multiple overdue accounts. Many still use their credit cards, despite struggling with high balances and maxed-out cards. This report examines debt collection in the U.S. It shows which states have the most debt and what this means for American families’ finances. Key takeaways: One in four Americans seeking...

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