RBI has raised concerns over high ceilings for unsecured loans set by banks and finance companies. It urges boards to exercise prudence to maintain...

Indian banks' gross NPAs stood at a 12-year low of 2.6% in Sept 2024, but RBI's stress test warns it could rise to 3% by March 2026. Concerns include...

Indian banks' gross NPAs stood at a 12-year low of 2.6% in Sept 2024, but RBI's stress test warns it could rise to 3% by March 2026. Concerns include...

Employee attrition in private sector banks in India has increased to around 25%, posing significant operational risks, according to the RBI's 2023-24...

Employee attrition in private sector banks in India has increased to around 25%, posing significant operational risks, according to the RBI's 2023-24...

Education loans saw a notable decline in GNPA ratios, from 5.8 per cent in March 2023 to 2.7 per cent in September 2024.

Education loans saw a notable decline in GNPA ratios, from 5.8 per cent in March 2023 to 2.7 per cent in September 2024.

Retail borrowers will face stricter regulations in 2024 as lenders must update credit bureau records within 15 days instead of one month. The new rule...

Indian banks are predicted to see a 12.5% credit growth by FY 2025, according to an HSBC report. Despite GDP slowdown risks and tight liquidity, the...

THE Central Bank has maintained its repo rate at 3.5 per cent, citing low inflation, robust liquidity and moderate economic growth. In its December...