Maroc - LOANS.INFO.KE - A La Une - 06/Jul 16:29

A Comprehensive Guide To Using Tala Loan App In Kenya

Despite the heavy presence of new loan apps,Tala has continued to stand ground when it comes to providing the most reliable and affordable mobile loans in Kenya.With it's enticing loan terms, it is no surprise to find people looking for Tala services each new day. If you're one of them,then this article is for you.Read: Guide to using Knight loan app Ultimate Guide To Using Tala AppLet me take you through all the requirements,loan terms and qualifications to get you set for your first Tala loan application.Tala Loan App Download In order to apply for loans, a customer must download Tala from the famous app store - Google play store. What does this mean? It means, a customer must have an android smartphone to get the app.Other phone requirements include granting permissions like access to camera,SMs and Calls.Any Kenyan citizen aged 18 years or above with a national ID and an M-Pesa personal account is eligible.Tala Loans Features With Tala, a customer will be able to get loans ranging from ksh1,000 to Ksh50,000 with interest rates ranging from 0.3% to 0.6% per day.Normally the first tala loan is Ksh1,000 but for a few extremely qualified customers,the amount can go up to Ksh5,000The good news! Tala recently launched a personal line of credit service.How To Apply To get loans from Tala, here are the steps to take; Login to Tala App: You will have to login to the Tala loan app using your phone number and PIN.Initiate a loan application: You will then initiate a loan application by tapping the Apply button Fill in a questionnaire: You'll then fill in a few details about your financial situation and submit.Select Loan Amount: Tala will give you a loan limit and that will mean to choose the amount you need and repayment duration Submit Application: Finally you'll will proceed to submit your Tala loan application.Approved loans will be directly sent to the customer's M-Pesa account.Loan Payment A customer is required to repay the loan at the time he or she selected with the maximum being 30 days.There are two ways to make a Tala loan payment; M-Pesa Xpress A customer can make a loan payment from within the Tala app via M-Pesa Xpress.This is the most convenient way and only involves the customer entering his or her M-Pesa PIN when prompted to.Tala Paybill Number The other way to pay loans is via Tala paybill number 851900. Here , a customer will enter his or her phone number as the account number while paying via Lipa Na M-Pesa.Tala Customer ContactsTala team is available to help. A customer can use the following ways to get help from Tala; SMS to 21991Email to hellokenya@talamobile.comIn-app chatTala Page Facebook Tala X (Twitter) handleTala Phone Number Not Available.Conclusion In a deep sea of loan apps, Tala still stands out with attractive loan terms. It's therefore a good loan app recommendable to others.While taking loans from Tala is a good idea, it's also good for customers to take caution, because defaulting is also possible. Take what you can pay back as agreed.