The RBI deeming personal loans riskier resulted in the lending rates of private sector banks increasing by 30-50 basis points.
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RBI updates priority sector lending guidelines to promote small loans in economically disadvantaged districts, assigning higher weightage to new priority sector loans in areas with lower loan availability. The initiative aims to balance loan distribution across districts and enhance financial inclusion in less advantaged regions.
The RBI deeming personal loans riskier resulted in the lending rates of private sector banks increasing by 30-50 basis points.
PNB became the fifth bank to be penalized by the RBI with a penalty of ₹1.31 crore for non-compliance with RBI directions on loans and KYC norms.
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Total loans given by banks increased during the second half of 2023-24 for public sector and foreign banks, while it moderated for private banks.
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Renmoney – We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked...
Renmoney – We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked...