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Maroc - Times of India - Education - 26/Aug 07:57
NPS vs UPS: Here’s What Every Govt Employee Should Know
The Unified Pension Scheme (UPS) offers government employees a more secure retirement plan compared to the National Pension Scheme (NPS). UPS provides a guaranteed pension, family pension, and a lump sum payment. While NPS offers higher potential returns, it involves market risk. The choice between the two schemes depends on individual risk tolerance and retirement goals.
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